What makes one lender better than another lender? I've been asked this question by buyers looking in the Minneapolis and St. Paul area many, many times. There are many little differences between lenders, but there are some very basic differences that can make your home buying process go smoothly or bumpy like the potholes we […]

Fixed Rate Mortgage There are two typical types of mortgages in our industry today, the FHA mortgage, and the conventional mortgage. The main difference is that the FHA has a lower minimum downpayment than a conventional loan. A conventional loan has a typical minimum downpayment of 20%, but some mortgage companies go down to 10% […]