(612) 990-9009
Steven@StevenHong.com

Elk River, MN 55330 12686 NE 96th Street NE

$925,000

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Presented By: eXp Realty
  • MLS# 7074288
  • 05/14/2026
  • Request Tour
  • Request Info
  • Beds • 5
  • Full/Half Baths • 3 / 1
  • SQFT • 3,786
  • Garage • 3

Home Details

Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort. Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area. From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining. Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment. Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace. A main floor office adds flexible workspace. Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms. Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free. The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite. A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind. Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities. An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle.
Presented By: eXp Realty

Interior Features for 12686 NE 96th Street NE

Bedrooms

Total Bedrooms5

Bathrooms

1/4 Baths0
3/4 Baths1
Bath Desc3/4 Basement, Bathroom Ensuite, Full Primary, Private Primary, Main Floor 1/2 Bath, Separate Tub & Shower, Upper Level Full Bath, Jetted Tub, Walk-In Shower Stall
Half Baths1
Total Baths4

Other Interior Features

Above Grade Finished Area2620
BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), In-Floor Heat
Basement (Y/N)Yes
Below Grade Finished Area1166
Fireplace Y/NYes
FuelNatural Gas
Garage Dimensions38x30
Garage Square Feet1140
Total Fireplaces3

General for 12686 NE 96th Street NE

AccessibilityNone
Additional Parcels Y/NNo
Amenities UnitHardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, In-Ground Sprinkler, Wet Bar, Walk-In Closet
AppliancesAir-To-Air Exchanger, Dishwasher, Double Oven, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Assoc Fee Paid PerAnnually
Association Fee IncludesOther
Association NameDavis Mississippi Cove
CityElk River
ContingencyNone
CoolingCentral Air
CountyWright
DirectionsCounty Rd 39 NE, North on Naber Ave NE, Left on 96th St NE property on right.
Full Baths2
Garage Spaces3
HOAYes
HOA Fee$500
HeatingForced Air
High School DistrictElk River
Land Lease Y/NNo
Lender OwnedNo
LevelsTwo
Living Area3786
Lot Size UnitsAcres
New ConstructionNo
PostalCityElk River
Property Attached Y/NNo
Property SubtypeSingle Family
Property TypeResidential
SewerSeptic System Compliant - Yes
Standard StatusActive
Subdivision NameDavis Mississippi Cove 2nd Add
Tax Annual Amount7069.08
Tax Year2026
Year Built2010
Zoning DescriptionResidential-Single Family

Exterior for 12686 NE 96th Street NE

Building Area Total3930
Foundation Area1310
Lot DimensionsIrregular
Lot Size Area1
Parking FeaturesAttached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage
Water SourceWell
Waterfront Y/NNo

Additional Details

Price History

Steven Hong

Associate
Price $925,000
MLS#7074288
List Date 05/14/2026
Property Type Single Family
Phone 612.990.9009
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