The DVA Mortgage

The DVA mortgage is for US Veterans. It is a mortgage program sponsored by the Department Of Veteran Affairs, hence the name. It provides some unique benefits to Veterans, namely a 0% down payment mortgage. Also, with certain levels of disability, veterans can waive a portion or all of the property taxes.


  • 0% down payment program
  • No set minimum credit score
  • No PMI required


  • Maximum loan amount may be too small for some homes in the area
  • Only for Active Duty, or American Veterans or surviving spouses, or National Guard/Reservist members
  • Has similar standards to FHA on work orders
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